Here’s how you can boost your Savings interest to 10% p.a. with Maya!

Building up your savings is no easy feat, especially when you barely earn interest. While most traditional banks offer interest rates of less than 1% p.a., Maya allows you to earn up to 10% interest p.a.- just by using the Maya app to pay for your essentials.

All Maya Savings customers can enjoy a base interest rate of 4% p.a. on balances up to PhP 5,000,000 - that's already 30X higher than traditional banks.

Customers can boost their interest rate up to 10% p.a., just by reaching the spending milestones on Maya. It's as simple as buying load, taking care of your bills, and paying for your wants and needs using your Maya Card, number, or QR! 

And the best part? You can see your money growing every day because Maya credits your interest earnings to your account daily.

Source: Maya

If you want a sure-fire way to save and grow your money, here's an easy step-by-step guide:

  • Get to 5%. To get started, spend Php 250 using your Maya app to get an additional +1% p.a. on top of your 4% base interest rate. Buying load and data packages is an excellent way to start. For example, when you reach a total spend of Php 250 and pay via QR, you can get a bonus of +1% p.a. on top of your base interest rate of 4% p.a. for a total of 5% p.a.
  • Level up to 6%. With your current 5% p.a. interest rate, you can still level up and receive a bonus of another +1% p.a. by simply reaching a total spend of Php 1,000 for a total of 6% p.a. So, when you do a quick run at the convenience store don't forget to whip your phone out and pay using your Maya app.
  • Jump to 8%. Want to grow your money further? Why not pay all your bills on your Maya app? From credit cards to utility bills and more, you can settle all these in just a few taps, and if it reaches a total spend of Php20,000, you can enjoy a bonus of +2% p.a. that jacks up the total to 8% p.a. 
  • Boost up to 10%.  Get another +2% p.a. by increasing your total spend to Php 30,000. Think about it: you can pay for your groceries, flights, or your sulit finds at that double-digit sale using Maya and feel great that you're actually boosting your savings.

This offer is available to all Maya Savings customers from March 7 to April 30, and the boosted rate of up to 10% p.a. applies to deposits up to P100,000. But Maya is sure to have another rewarding savings offer when this one ends.

So, if you're looking for a sign to save and invest in yourself or justify the occasional budol purchase then this is it!

It's easy to open a savings account with Maya with just 1 ID and no minimum balance. You can also rest easy that your savings are safe and secure. Maya is a BSP-licensed bank, and its deposits are PDIC-insured. On top of that, Maya is the Philippines' #1 Digital Banking App, with millions of customers enjoying its world-class experience.

Begin your financial journey with Maya today and enjoy up to a 10% annual interest rate.

Visit to learn more.

Andre Ibarle

Andre is the go-to tech guy for most companions. He loves to geek out on tech old and new and has a knack for storytelling through words, capturing moments with a camera, and bringing ideas to life on screen. With years of experience in writing, photography, videography and playing Super Mario World.

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